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Required Documents

Be Prepared

Required Documents

In order to provide you with an accurate pre-qualification and to process your loan application, your Jarrettsville Federal loan officer will ask you for a variety of documentation. Here’s a basic list of items generally needed, so that you can be prepared. (Please note that different programs require varying amounts of documentation.)

Once you have your files in order, contact us for a free, no-obligation consultation! And even if you don’t have it all sorted out yet, give us a call and we can help you get the ball rolling.

To get started:

  • Photo ID
  • Past 2 years of tax returns with all schedules and W-2 statements
  • Pay stubs covering the last 30 days
  • Your three most recent monthly bank statements

If you move forward:

  • Most recent transaction summary of 401(k), IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposit
  • Copy of the purchase/sale agreement
  • If you are currently renting: either 12 months of canceled rent checks or the name and address of your current landlord
  • If divorced: a fully executed divorce decree
  • A letter of explanation for any known credit problems

For borrowers who are self-employed, employed in sales, paid by commission, or rental real estate owners:

  • 2 years signed personal tax returns, including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet