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Meet Our Team

About Us

Our efficient team of 12 staff members has over 300 years of combined experience in banking, finance, investments and customer service.  We strive to know each and every one of our customers, and we pride ourselves on our warm, welcoming environment.  You’ll feel right at home the moment you enter our spacious lobby and speak to our tellers or management team.  Stop by to say, “Hello,” and have a cup of coffee.

Our management team

Gary Barnoff



Gary joined the Jarrettsville Federal team as its leader in February 2015. With over 42 years of banking experience, he has set the tone for continued growth and impeccable client service at Jarrettsville Federal. His goals for the bank are not only measured in earnings but also in being a good neighbor in the community. When not working in his office, clients often see him in the branch with his team or in the community serving on the Arc Northern Chesapeake Board of Directors, various Rotary Club events, or attending Jarrettsville Lions Club meetings and events. He believes in giving back to the community personally and through Jarrettsville Federal, a true community bank.

Nancy Dorn

Nancy Dorn

Senior Vice President/Bank Operations Officer

Nancy joined Jarrettsville Federal in January 2005. She has combined her nurturing attitude and her strategic thinking to help the bank develop client and community relationships and move forward with continued growth.  Nancy works with her team to guide and motivate them to reach their individual goals and those of the bank.  She prides herself on providing the best customer service and knowing the customers.  She is a past EMT with Jarrettsville Volunteer Fire Company and served on their board of directors as well as many committees, is an election judge with the Harford County Board of Elections, an active member and secretary of the Jarrettsville Lions Club, a graduate of Harford Leadership Academy, a member of the Harford County Chamber of Commerce and many other local organizations.

Mary Ann Bogarty

Senior Vice President and Chief Lending Officer

Mary Ann Bogarty joined Jarrettsville Federal Savings and Loan Association in May 2021 as a Senior Vice President and Chief Lending Officer.  Ms. Bogarty brings more than 32 years of consumer and commercial banking experience to Jarrettsville Federal.  She has a Bachelor of Science degree in Business Administration and a Master of Science in Business Administration from the College of Notre Dame.  She is a life-long resident of Harford County and an active community member, serving on multiple non-profit boards and various organizations.  She currently serves as the President of Susquehanna Workforce Network, VP of SARC, and immediate past Chair of Administration for the Harford County Chamber of Commerce.

As the Chief Lending Officer for Jarrettsville Federal, she serves Harford County and the surrounding areas, where she focuses on developing business and client relationships.