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Meet Our Team

About Us

Our efficient team of 12 staff members has over 300 years of combined experience in banking, finance, investments and customer service.  We strive to know each and every one of our customers, and we pride ourselves on our warm, welcoming environment.  You’ll feel right at home the moment you enter our spacious lobby and speak to our tellers or management team.  Stop by to say, “Hello,” and have a cup of coffee.

Our management team

Gary Barnoff



Gary joined the Jarrettsville Federal team as its leader in February 2015. With more than 36 years of banking experience, he has set the tone for continued growth and impeccable client service at Jarrettsville Federal. His goals for the bank are not only measured in earnings, but also in being a good neighbor in the community. Gary has lived or worked in Harford County all of his life. He has roots here just like Jarrettsville Federal. He was actually born on Aberdeen Proving Ground while his father was in the Army. When not working in his office, clients will often see him in the branch with his team or in the community serving on the Arc Northern Chesapeake Board of Directors, Habitat for Humanity Susquehanna golf committee, various Rotary Club events or attending Jarrettsville Lions Club meetings and events. He believes in giving back to the community both personally and through Jarrettsville Federal, a true community bank.

Nancy Dorn

Nancy Dorn

Senior Vice President/Bank Operations Officer

Following a career as a home health care provider, administrative assistant for Catholic Charities and full-time mom, Nancy joined Jarrettsville Federal in January 2005. She has combined her nurturing attitude and her strategic thinking to help the bank develop client and community relationships and move forward with continued growth.  Nancy works with her team to guide and motivate them to reach their individual goals as well as those of the bank.  She prides herself on providing the best customer service possible and knowing the customers.  She is an EMT with Jarrettsville Volunteer Fire Company and has served on their board of directors as well as many committees, is an election judge with the Harford County Board of Elections, an active member and secretary of the Jarrettsville Lions Club, a graduate of Harford Leadership Academy, a member of the Harford County Chamber of Commerce and many other local organizations.  She was a Girl Scout leader and District Coordinator for 12 years for her daughter’s troop and now serves as First Aider for her granddaughter’s Girl Scout troop.  She and her husband, John, live in Jarrettsville with their West Highland Terrier, Daisy.  They are the proud grandparents of eight-year old Kayla and her cat, Max.  Nancy enjoys spending any free time with her granddaughter, as well as cooking, volunteering, listening to music and enjoying the outdoors.

Mary Ann Bogarty

Senior Vice President and Chief Lending Officer

Mary Ann Bogarty has joined Jarrettsville Federal Savings and Loan Association as a Senior Vice President and Chief Lending Officer.  Ms. Bogarty brings more than 29 years of consumer and commercial banking experience to Jarrettsville Federal.  She has a Bachelor of Science degree in Business Administration and a Master of Science degree in Business Administration from the College of Notre Dame.  She is a life-long resident of Harford County and an active member of our community, serving on multiple non-profit boards and various organizations.  She currents serves as the President of Susquehanna Workforce Network, Treasurer of SARC, and Chair of Administration for the Harford County Chamber of Commerce.

As the Chief Lending Officer for Jarrettsville Federal, she will serve Harford County and the surrounding areas where she will focus her efforts on developing business and client relationships.

Ms. Bogarty can be contacted at