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Bankers Blog

The Value of a Youth Savings Account

One of the best ways to pave the way for your child’s future financial stability is to teach them the value of saving money.  Research shows that children as young as three years old can understand the concepts of saving and spending.  Teaching children how to manage their money is essential to developing economic success […]

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Understanding Phishing and Ways to Protect Yourself

Taking a Closer Look at Phishing Scams Phishing is a cybercrime in which individuals are lured into providing personal and sensitive information to access important accounts.  If successful, it can result in identity theft and financial loss.  Victims are contacted or tricked by someone posing as a legitimate institution.  They are seeking sensitive data such […]

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Lending Options Available to Individuals and Businesses

What’s the difference between a consumer loan and a commercial loan? There are many different lending options available to businesses and individuals.  When looking for funding it is important to understand the difference between commercial and consumer loans.  The biggest difference is who the borrower is for the loan.  Consumer loans are made to an […]

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What is MoneyPass?

How Does a MoneyPass Debit Card Work? Has this ever happened to you?  You are on a family vacation and you are running a bit low on cash.  You find the closest ATM and find out you are being charged a $3.00 surcharge fee.  Why?  The machine you are using is not operated by your […]

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Tax Related Identity Theft Is On The Rise

Tips for Preventing Tax Fraud And What to do if it Happens to You It is tax time.  Fraudulent acts and scams are on the rise so taxpayers need to be extra vigilant when filing their taxes.  Tax-related identity theft happens when a criminal uses your personal identification information (PII) to file a tax return […]

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