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Lending Options Available to Individuals and Businesses

What’s the difference between a consumer loan and a commercial loan? There are many different lending options available to businesses and individuals.  When looking for funding it is important to understand the difference between commercial and consumer loans.  The biggest difference is who the borrower is for the loan.  Consumer loans are made to an […]

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What is MoneyPass?

How Does a MoneyPass Debit Card Work? Has this ever happened to you?  You are on a family vacation and you are running a bit low on cash.  You find the closest ATM and find out you are being charged a $3.00 surcharge fee.  Why?  The machine you are using is not operated by your […]

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Welcome to Mary Ann Bogarty

Mary Ann Bogarty has joined Jarrettsville Federal Savings and Loan Association as a Senior Vice President and Chief Lending Officer.  Ms. Bogarty brings more than 29 years of consumer and commercial banking experience to Jarrettsville Federal.  She has a Bachelor of Science degree in Business Administration and a Master of Science degree in Business Administration […]

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Tax Related Identity Theft Is On The Rise

Tips for Preventing Tax Fraud And What to do if it Happens to You It is tax time.  Fraudulent acts and scams are on the rise so taxpayers need to be extra vigilant when filing their taxes.  Tax-related identity theft happens when a criminal uses your personal identification information (PII) to file a tax return […]

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Is It The Right Time To Buy A Home?

A Closer Look at Mortgage Rates and the Home Buying Process If buying a home is your goal, now is the time to do it!  Mortgage rates are at a record low.  They are likely to remain low for the next couple of years. This is good news for home buyers.  It means lower monthly […]

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