At Jarrettsville Federal we strive to provide you with checking and savings account products that are competitive, have low or no fees, and are easy to understand. You won't find dozens of checking, savings and money market accounts. Instead, we focus on providing our customers with competitive returns on their accounts and a higher level of personal service. Whether you're looking for a checking account or an IRA, that kind of individual attention makes all the difference.
SAVINGS RATES
Date of last rate and/or yield change: November 25, 2008
Passbook Savings
Interest Rate |
APY* |
Interest Compounded |
Interest Penalty |
Minimum Deposit To Open Account
|
1.24% |
1.25% |
Daily |
N/A |
$1 |
Fees may reduce the earnings on the account.
NOW Checking
Interest Rate |
APY* |
Interest Compounded |
Interest Penalty |
Minimum Deposit To Open Account |
0.75 % |
0.75 % |
Daily |
N/A |
$10 |
Minimum balance of $500 to obtain stated APY
Service charge of $7.50 if balance falls below $250 during the period.
Fees may reduce the earnings on the account.
Insured Money Market
Interest Rate |
APY* |
Interest Compounded |
Interest Penalty |
Minimum Deposit To Open Account |
2.23 % |
2.25 % |
Daily |
N/A |
$2,500 |
Must maintain minimum balance to obtain stated APY.
Fees may reduce the earnings on the account.
Christmas Club
Interest Rate |
APY* |
Interest Compounded |
Interest Penalty |
Minimum Deposit To Open Account |
1.00 % |
1.02% |
Daily |
N/A |
$2 |
Clubs available in $2, $5, $10 and $20 per week.
Certificates of Deposit
Term |
Interest Rate |
APY* |
Interest Compounded |
Interest Penalty |
Minimum Deposit To Open Account |
3 Months |
1.98 % |
2.00 % |
Daily |
3 Months |
$2,500 |
6 Months |
2.66 % |
2.70 % |
Daily |
3 months |
$2,500 |
*12 Months |
2.96 % |
3.00 % |
Daily |
3 months |
$500 |
18 Months |
3.25 % |
3.30 % |
Daily |
6 months |
$500 |
30 Months |
3.44% |
3.50 % |
Daily |
6 months |
$500 |
48 Months |
3.73 % |
3.80 % |
Daily |
6 months |
$500 |
60 Months |
3.92 % |
4.00 % |
Daily |
6 months |
$500 |
72
Months |
4.02 % |
4.10 % |
Daily |
6 months |
$500 |
* 12 month CD has one-time step up option
IRA Accounts
Term |
Interest Rate |
APY* |
Interest Compounded |
Interest Penalty |
Minimum Deposit To Open Account |
30 Months |
3.44% |
3.50 % |
Daily |
6 months |
$500 |
*Annual Percentage Yield
Substantial penalty for early withdrawal on Certificate of Deposit.
The interest rates and APY are effective as of the date stated above and are subject to change.
For more information about our savings rates, contact your local bank in Maryland at 410-692-5151 or
email us for a savings rate quote today!
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Jarrettsville Federal Savings and Loan located in Jarrettsville in Harford County Maryland 21084
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